Pombi for firms

The analyst that cites every number.

Email an OM and get back a screened deal: every figure extracted with its source paragraph, ratios computed in code, a memo drafted in your firm’s own format — and every judgment call flagged instead of smoothed over.

Credit memo · draft in your format
Investment Committee Memo · draft
1. Transaction Summary

$32.0M senior secured bridge loan to refinance the existing CMBS and fund a $4.1M PIP across the 180-key asset…

2. Debt Yield & Coverage

In-place DY of 8.4% on trailing NOI; sponsor forward assumes 11.2%…

Judgment flag: forward DY relies on un-contracted group bookings, verify before relying on stabilized coverage.

Drafted in your firm’s section order · every judgment call surfaced.

Deal flow

Forward the OM. Open a screened deal.

Your deal-flow inbox gets its own address. An emailed OM becomes a deal automatically: documents attached, figures extracted and cited, DSCR / debt yield / LTV computed in code, and the deal screened against your own thresholds — Proceed, Park, or Pass — before an analyst opens the PDF. A follow-up email on the same deal appends to it, not beside it.

Deal-flow inbox · email an OM
Fwd: Juniper Court — OM & T-12
from your deal-flow address
1Deal created · docs attached
212 figures extracted — 12 cited
3DY / DSCR / LTV computed in code
4Screened vs your thresholds: Proceed
Screened before your analyst opens the PDF
Extraction · every figure cites its paragraph
Trailing-12 NOI · $2.94M¶8

“…producing net operating income of $2,940,000 for the trailing twelve months ended…”

quote verified in ¶8 — by code, not the model

DY
9.2%
DSCR
1.31x
LTV
62%

Ratios computed in code from cited inputs — with the basis named (appraisal vs purchase).

Straight talk: document text and spreadsheets are read directly; scanned PDFs run through a document parser we connect during your setup. If a document can’t be read, the deal says so — it never guesses at what a page might have contained.

Credit memo · draft in your format
Investment Committee Memo · draft
1. Transaction Summary

$32.0M senior secured bridge loan to refinance the existing CMBS and fund a $4.1M PIP across the 180-key asset…

2. Debt Yield & Coverage

In-place DY of 8.4% on trailing NOI; sponsor forward assumes 11.2%…

Judgment flag: forward DY relies on un-contracted group bookings, verify before relying on stabilized coverage.

Drafted in your firm’s section order · every judgment call surfaced.

The memo

Your format. Your judgment. Its receipts.

The draft follows your firm’s own section order, and every figure carries a resolved paragraph citation — fabricated citations are stripped by code before you ever see them.

  • A short interview collects the decision points documents can't answer — the questions a committee would actually ask
  • The deal team's answers appear in the memo marked as judgment, never dressed up as document fact
  • An answer you'd give on every deal becomes a standing firm rule with one click
  • Copy as Markdown, or export the deal grid to CSV with provenance intact
The trust gate

Built for the number that has to be right.

General-purpose AI writes confident prose. A credit shop needs the opposite: figures that show their work, and silence where the documents are silent.

Citations checked by code

A figure only enters the deal if its quote actually exists in the cited paragraph and contains the number. The model proposes; code verifies.

Ratios computed in code

DSCR, debt yield, LTV, and cap rate come from arithmetic on cited inputs — with the basis named (appraisal vs purchase price), never from the model's prose.

No provenance, no prose

Any dollar, percent, or multiple the memo can't trace to the documents or your team's answers renders as a flag — it cannot silently become a sentence.

Judgment stays yours

The deal team's read is collected in a short interview, marked as judgment in the memo, and can become a standing firm rule — your thresholds, not ours.

After the close

The book, monitored the same way.

Covenant floors seed from your firm rules per deal. A reported NOI becomes debt yield and DSCR in code, graded breach / near-miss / clear — and history re-grades when you edit a covenant. The portfolio rolls up into a deal grid and an LP letter drafted only from computed portfolio stats, with breaches stated candidly and forward-looking lines flagged as judgment.

Monitoring · re-graded on every report
DSCR floor · 1.20x1.31x reportedclear
Debt yield floor · 8.0%8.4% reportedwithin 5% band
Occupancy floor · 60%58% reportedbreach
Deal grid · every cell shows its work
DealDYKeysScreen
Harborview9.2%180Proceed
Juniper Ct8.4% ⚠96Park

⚠ marks a figure that hasn’t passed the citation gate. Exports to CSV with the provenance intact.

Talk to us

Bring a real deal. Watch it get screened.

The best demo is your own OM. On the call we’ll ingest a deal you know cold and you can check every citation, every ratio, and every flag against what your team concluded.

  • Set up hands-on, encoded with your firm's own thresholds and memo format
  • Your documents stay your firm's record
  • No self-serve pretense — a person walks you through it

Or email us directly: pombihq@gmail.com

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